Think like a bank.
F8X combines risk and liquidity management methodologies used by banks and insurers with statistical modeling, forecasting, and artificial intelligence to support real business decisions — whether for small or large companies.
Two ways to apply the same view of risk
On one side, technical consulting for those who already work with risk. On the other, products that bring this vision to those who never had access to it.
Risk & Modeling Consulting
Statistical modeling, machine learning, and AI applied to forecasting, scenarios, ALM/IRRBB, and model benchmarking, aimed at banks, insurers, and complex financial needs.
Analytics & Business Intelligence
Dashboards, KPIs, and reports that turn raw data into recurring decisions, without relying on manual spreadsheets or intuition.
Technology Products
Tools that translate the banking approach to risk and liquidity management into the day-to-day of companies in other economic sectors.
Artificial Intelligence Advisory
Support for implementing AI and ML in decision-making processes, from model selection and validation to ongoing monitoring of results.
Kash: liquidity management for those living with tight cash flow
Bars, restaurants, and other food-sector businesses deal with seasonal demand, fluctuating ingredient prices, and mismatched payment terms. Banks have solved these same challenges for decades with ALM (Asset & Liability Management).
Kash applies this approach to give small business owners clarity on their operation and predictability for their business.
Discover Kash →What Kash brings from the banking approach
- Production and sales forecasting, not simple averages
- Tracks your operation from the market to the table
- Early alerts on purchases, sales, costs, and more
- Plain language, no banking jargon
Where F8X operates
Curious? Read a few secrets first
What does "thinking like a bank" mean?
It means applying to your business the same tools banks use to avoid failure: scenario forecasting, liquidity management (ALM), risk measurement, and data-driven decisions — not intuition.
What kind of company does F8X's consultancy serve?
The core statistical modeling and risk management consultancy is aimed at banks and insurers. F8X's technology products, such as Kash, are built to apply this approach to other economic sectors, starting with the food sector.
What is Kash?
Kash is F8X's first technology product: a tool that applies the liquidity management (ALM) approach used by banks to the reality of small and medium-sized businesses in the food sector.
How does F8X's consultancy process work?
Diagnosis of the problem and available data, statistical or machine learning modeling, validation and benchmarking against alternatives, and support in monitoring results.
Can F8X's methodology be applied outside the financial and food sectors?
Yes. The risk management methodology is sector-agnostic, what changes is how the model is adapted to the data and reality of each business, assessed on a case-by-case basis.